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Living in an HOA

What is an HOA

A homeowners association is an organization that oversees a community’s governance, business and social affairs by enforcing and following the covenants, collecting and expending the funds and building community. HOAs are most common in planned communities and multi-family residential buildings as well as commercial and retail properties. Those who purchase a home in an HOA community must pay certain fees and dues (assessments) to live in the community.

As a homeowner in an HOA, there are things you need to know about what this means, your responsibilities, and how it benefits you. Each community is different. Log into your homeowner’s portal to see the specific governing documents and information for your community.

You & Your Community Association

We published an informative guide to help familiarize homeowners with the purpose, operation, and benefits of community associations.

You can view and download a PDF copy of this document for yourself.

CAI Rights and Responsibilities

The Community Association Institute (CAI) has published a pamphlet of information about owner rights and responsibilities for being a member of an association.

You can view and download a PDF copy of this document for yourself. 

Benefits of an HOA

Living in an HOA provides a sense of security, community and pride. Preserving community design, ensuring financial planning and avoiding problematic activity are a few examples of the outcomes of a well run HOA. Other key benefits include:  

Property Value

Well-kept common areas and appearance standards ensure your community remains desirable.

Reduce Maintenance

Keeping up with routine maintenance of common areas and structures can help avoid larger, more expensive, issues.


Some communities offer desirable amenities that homeowners may not have access to otherwise.


Connections and communication with your neighbors helps to build a strong community.

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